Building a house in Pakistan is a dream for many families, and a 10 Marla house is one of the most popular sizes among middle-class and upper-middle-class homeowners. However, one of the biggest challenges people face before starting construction is understanding the cost. Without a proper cost breakdown, many projects face delays, budget overruns, or compromises on quality. This is why estimating the construction cost of a 10 Marla house in Lahore is essential, especially when considering the constant fluctuations in the prices of steel, cement, bricks, and finishing materials.
In this guide, we will provide a detailed breakdown of the cost of constructing a 10 Marla double-storey house with a servant quarter at the rooftop, covering approximately 3400 square feet. We will explain the cost of the grey structure and then compare three finishing options: economical, standard, and premium. Finally, we will also discuss the importance of professional construction services in Pakistan and how they can help you manage costs while ensuring quality.
Importance of Estimating Construction Costs
A 10 Marla house is a significant investment, and it is often built as a family home for long-term living. Construction costs in Pakistan change frequently due to fluctuations in the price of raw materials like cement and steel, making cost estimation even more critical. Having a clear budget allows homeowners to avoid unpleasant surprises, select materials wisely, and plan their finances in advance. It also ensures smoother collaboration with contractors and workers.
Professional construction services in Pakistan always emphasize preparing a detailed cost sheet before starting any project. This not only provides financial clarity but also builds trust between the contractor and the homeowner.
Grey Structure Cost for a 10 Marla House
The grey structure is the backbone of your home. It includes all the essential components that make the house stand strong for decades. This stage covers foundations, walls, columns, slabs, staircases, roofs, and conduits for plumbing and wiring.
For a 10 Marla house in 2025, the following materials are typically used. Bricks are priced up to 115 rupees each, cement costs between 540 and 560 rupees per bag, steel (sarya) ranges from 110,000 to 115,000 rupees per ton, crush is up to 75 rupees per cubic foot, and sand is available at up to 32 rupees per cubic foot. Mortar ratios usually follow standard practices, such as 1:6 for brickwork, 1:4 for plaster, and 1:2:4 for concrete. All steel is used according to structural drawings, and quality electric and plumbing conduits are installed during this phase.
The cost of the grey structure for a 10 Marla house in Lahore currently ranges from 1,400 to 1,425 rupees per square foot. For a house with a covered area of 3400 square feet, this amounts to approximately 47.6 to 48.5 lakh rupees.
Finishing Options for a 10 Marla House
Once the grey structure is complete, the next major stage is finishing. This is the stage that gives your home its final look and livability. Finishing includes flooring, wall paints, doors, windows, cabinetry, railings, kitchen and bathroom fittings, and decorative elements. The choice of finishing determines how luxurious or simple your house feels and directly impacts the overall budget.
There are three main categories of finishing available in Pakistan: economical, standard, and premium. Each comes with its own set of features and price range.
Economical Finish
The economical finish is ideal for families who are looking for a budget-friendly option but still want durability and functionality.
This finish typically includes A-grade electric wiring, false ceilings, and safety grills of 3.5 sootar. The main gate is built with 18 gauge steel, while local tiles (B pair) are used for flooring along with marble in certain areas. Flush doors are installed with local hardware. Wardrobes and kitchen cabinets are made using MDF with laminated finishes. For paint, local emulsions are applied. Steel railings, local steel fixtures, and local ceramic bathroom fixtures are included. Aluminum windows of 12 gauge thickness are fitted, and wallpapers and polished doors are part of the finishing package.
The cost of the economical finish ranges from 1,100 to 1,150 rupees per square foot. For a 3400 square foot house, this amounts to approximately 37.4 to 39.1 lakh rupees.
Standard Finish
The standard finish is the most popular choice among homeowners in Lahore. It balances quality, aesthetics, and cost, providing a modern look with durable materials.
This finish includes A-grade electric wiring and false ceilings, safety grills of 3.5 sootar, and a 16 gauge steel main gate. Tiles used are either local best quality or imported, with tile flooring throughout the house. Semi-solid wooden doors are used, offering more durability and better aesthetics than flush doors. Branded A-grade hardware and imported switchboards from China A series are fitted. Wardrobes and kitchen cabinets are made using MDF with UV fronts, and branded paints with emulsion are applied. Granite is used for stairs, while steel railings add strength and safety. Ceramic bathroom fixtures and steel fixtures are from branded local companies. Aluminum windows of 16 gauge are installed, wallpapers are added for interiors, and wooden doors are polished for finishing.
The cost of a standard finish ranges from 1,400 to 1,450 rupees per square foot. For a house of 3400 square feet, the total finishing cost comes to around 47.6 to 49.3 lakh rupees.
Premium Finish
For families who want luxury and comfort, the premium finish is the ideal choice. It uses imported materials, high-quality fittings, and superior craftsmanship, resulting in a truly stylish and modern home.
The premium finish includes A-grade electric wiring, false ceilings, and safety grills of 4 sootar for stronger security. A CNC-designed main gate is installed, while granite window sills enhance the aesthetics. Imported tiles are used for flooring throughout the house, and semi-solid wooden doors provide a rich and durable look. Wardrobes and kitchen cabinets are built with MDF and acrylic fronts for a modern design. Imported switchboards and A-grade hardware are used. Wooden railings, granite stairs, and imported steel and ceramic fixtures are part of this package. Aluminum windows of 2 gauge thickness are installed, wallpapers are added for style, and all doors are polished with premium finishing.
The cost of the premium finish ranges from 2,000 to 2,050 rupees per square foot. For a 3400 square foot house, this equals approximately 68 to 69.7 lakh rupees.
Complete Cost Breakdown
If we combine the grey structure with each type of finishing, the total cost of building a 10 Marla house in Lahore can be summarized as follows.
The grey structure alone costs between 47.6 and 48.5 lakh rupees. When combined with an economical finish, the total cost comes to around 85 to 87 lakh rupees. With a standard finish, the total cost rises to about 95 to 98 lakh rupees. For those choosing a premium finish, the total budget will be approximately 1.15 to 1.18 crore rupees.
This shows that the cost of finishing significantly impacts the final budget of the house. While the grey structure cost remains relatively stable, the choice between economical, standard, and premium finishing determines whether the overall budget stays under one crore or exceeds it.
Why Hire Professional Construction Services in Pakistan
Managing the construction of a 10 Marla house is not a simple task. It requires close monitoring of material quality, labor management, timelines, and costs. This is why hiring professional construction services in Pakistan can make a major difference.
Professional contractors provide accurate budgeting, high-quality materials, skilled labor, and timely completion. They ensure that every detail, from the grey structure to the finishing touches, is handled with expertise. For homeowners, this means peace of mind, fewer delays, and better overall results.
With the rising cost of materials in Pakistan, having a reliable construction company ensures you get competitive prices and avoid unnecessary waste. Moreover, professional teams often have relationships with suppliers, allowing them to procure materials at better rates than individual homeowners.
Tips to Control Costs
Even though construction costs in Lahore are increasing, homeowners can still save money with smart planning. Buying materials in bulk from trusted suppliers can reduce costs. Opting for high-quality local tiles instead of expensive imports is another way to stay within budget without compromising durability. Sticking to your original design plan also prevents additional expenses. Most importantly, working with professional construction services in Pakistan helps you avoid mistakes that could lead to costly rework.
Conclusion
Constructing a 10 Marla house in Lahore with a covered area of 3400 square feet requires a careful understanding of costs. In 2025, the grey structure alone will cost approximately 47.6 to 48.5 lakh rupees. With economical finishing, the total rises to 85 to 87 lakh rupees. With standard finishing, it costs around 95 to 98 lakh rupees, while a premium finish pushes the total to about 1.15 to 1.18 crore rupees.
The choice between economical, standard, and premium finishing depends on your budget and lifestyle preferences. Regardless of the option you choose, hiring professional construction services in Pakistan is the key to ensuring your home is built with quality, durability, and within your planned budget. With proper cost estimation and expert guidance, you can turn your dream of owning a 10 Marla home into a lasting reality.